We focus on small- to medium-size businesses In New Jersey
And Higher Value & Hard To Place Homes

What We Offer
Business Insurance
Liability Insurance
General Liability
Professional Liability Insurance
State License Bond
Employee (Dishonesty) Bonds
Auto Insurance
Owned Autos
Non Owned Autos
Workers Comp with
  • Fixed Cost and
  • “Pay As You Go” Options
Employment Practices Liability
Directors & Officers Liability
Excess Liability
Inland Marine
Personal Insurance
Homeowners Insurance Including
  • Condos
  • Co-Ops
Personal Umbrella Liability
Automobile Insurance
Workers Comp
Valuable Articles Coverage Including
  • Fine Arts
  • Jewelry
  • Collectibles
Special Events

For Additional Information Visit Each Product page below.

  • Workers Compensation Insurance +

    Workers Compensation is one of the most common and critical insurance coverages for NJ Business Owners.   The coverage is Read More
  • Bonds +

    Bonds are NOT insurance, but rather an extension of credit. The bonding company guarantees your ability to pay the bond Read More
  • Auto Insurance +

    Owned Autos: If you own an auto for use in your business, you will need a Business Auto Policy. In Read More
  • Employment Practices Liability +

    A relatively new area of legal concern for business owners is Employment Practices Liability (EPL). Formerly the concern of large Read More
  • Business Owners Policy +

    Business owners insurance policy, sometimes referred to as a BOP, is designed specifically to help SMALL businesses protect themselves from Read More
  • Liability +

    Directors and officers liability insurance coverage, also called D & O insurance, protects the executive level leaders of your organization Read More
  • Inland Marine +

    But, I don’t  have a boat… Despite the name, Inland Marine insurance has nothing to do with boats.  It provides Read More
  • Umbrella/Excess Liability +

    As the name implies, this coverage form provides a secondary layer of liability insurance that sits above your ‘primary’ business Read More
  • Environmental Impairment/Pollution Liability +

    This insurance coverage form was considered  “rarified air” for most businesses until recently.  Expanded definitions of pollution, broadened laws and Read More
  • High Value Homes +

    HIGH VALUE HOMES If your home is higher than average value, you simply should not trust your insurance to any Read More
  • Hard to Place Homes +

    HARD TO PLACE HOMES In today's housing market it seems that many homes now fall outside the “standard” insurance market Read More
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